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  • Writer's pictureThe RES Tutor

We've just updated our Mind Maps

We've just made some amendments to "Chapter 6 - Sale of Completed Pty", "Chapter 7 & 8 - Sale of HDB Flats" and "Chapter 10 - Pty Finance & Finance Calculations".

They include:

1. Reduction of Loan-to-Value Ratio (HDB-Granted Loans) to 80% (On and after 30 Sep 2022)

2. Private Property Owner / Ex-Private Property Owner needing to wait out 15 months prior to granting an Option to Purchase for Resale Flat. That said, seniors 55 yrs and above, downgrading to 4-Room flat or smaller, will not be affected.

3. Increased the interest rate for TDSR, to:

Residential: 4.0%

Non-residential: 5.0%

Send an email to "" and we'll send you the updated Mind Map!


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